GemShield collects a variety of information that will aid Us in quoting and servicing Your insurance policy and providing the Service to You. This information includes “nonpublic personal information”, which is all information that identifies You and is not available to the public.
We collect this information through Your application information, Your communications with Us, Your transactions, and Your use of the Service.
Here are some examples of the information We get:
GemShield uses the information You provide or that We collect to develop, operate, maintain, enhance, and provide all of the features and services found on the Service now and in the future, and to service Your account with Us, including the following:
GemShield is not in the business of selling Your information. There are however some circumstances in which We disclose Your information to third parties in connection with developing, providing, and maintaining the Service and operating our business, but only as permitted by law. Such disclosures include:
In the event that all or a portion of GemShield or its assets are acquired by or merged with a third party entity, We reserve the right, in any of these circumstances, to transfer or assign the information that We have collected from users, including personal information and user data in connection with such merger, acquisition, sale, or other change of control. You will be notified via email and/or a prominent notice on our web site of any change in ownership or uses of Your personal information, as well as any choices You may have regarding Your personal information.
GemShield is committed to protecting Your information from unauthorized access and disclosure. We have certain physical, electronic, and procedural safeguards in place that are designed to help protect the security and integrity of Your information. When You enter sensitive information on our online forms, We encrypt the transmission of that information using secure socket layer technology (SSL). Nevertheless, no physical, procedural, or technical system is 100% secure or immune from design flaws, outages, losses, attacks, or from human error. Therefore, We cannot ensure or warrant that information You transmit to GemShield will not be lost or compromised. To reduce the risk that Your account may be compromised, We recommend, as applicable, the use of passwords greater than eight characters, and that include letters, numbers, and special characters, and that You regularly change Your password to one that You have not used within the last year. If You have any questions about security on our web site, You can contact Us at email@example.com.
As a GemShield policyholder, We will contact You regarding Your policy, such as billing notices and confirmations of changes, through email. We will also use Your email to provide You with updates about our products and services. We may also contact You by phone regarding timely matters such as late payment or other factors that might affect Your policy.
As a consumer, You have the right to review the information We have about You and update or change Your information if needed. Support is provided for consumers to request any needed updates to their data either via email firstname.lastname@example.org or by sending Us postal mail at the address given below.
We will retain Your information for as long as Your account is active or as needed to provide You services. We will retain and use Your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
We can provide consumers with the names of all entities that GemShield has disclosed certain of Your personal information to within two years, in accordance with applicable law.
In addition, every policyholder may, now or in the future, be provided an account secured by a username and password on our website that contains a summary of the information We have about You. Any needed updates can be emailed to email@example.com or policyholders may call the customer service phone number listed in their online account.